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Licensing Information

NMLS ID#856322 NMLS ID#999521
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Karen Cioce NMLS 278913
Phone: 828-400-1482
Champion Credit Union
NMLS 509237
311 Walnut St.
Waynesville, NC 28786

Karen Cioce started her career in banking in 1975, working her way up into various roles before eventually finding her niche as a Mortgage Loan Originator. Her extensive experience has equipped her with invaluable knowledge of the various economic cycles that have occurred over the years. This insight sets Karen apart, making her an excellent financial resource to those that she assists.


Karen truly enjoys helping others make a house their home and aiding members with refinancing their property to better their financial position. Exceptional service, a thorough understanding of available products, and the patience to walk each client through the loan process are hallmarks of Karen’s business. As a result, she received President’s Club Status for being a Top Community Lender for six years in a row.


Committed to the communities she serves, Karen works with local non-profits and is an allied member of the Haywood, Macon and Jackson County Board of REALTORS®. 

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